What Is a QLAC? How It Works, Rules, and 2026 Limits
A QLAC is a deferred annuity inside your IRA that can shrink RMDs and pay guaranteed income as late as 85. See how it works, the 2026 limit, and the trade-offs.
A QLAC is a deferred annuity inside your IRA that can shrink RMDs and pay guaranteed income as late as 85. See how it works, the 2026 limit, and the trade-offs.