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What Is a QLAC? How It Works, Rules, and 2026 Limits

older wealthy couple in their kitchen discussing a QLAC Annuity

A QLAC is a deferred annuity inside your IRA that can shrink RMDs and pay guaranteed income as late as 85. See how it works, the 2026 limit, and the trade-offs.

IUL vs. 401(k): Which Is Better for Your Retirement Plan?

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Compare IULs and 401(k)s to understand how each works, their tax advantages, growth potential, and how they can fit into your retirement strategy.

What Does Retirement Look Like? How Americans Expect Retirement to Unfold

Window, smile and elderly woman with thinking at home for retirement

What does retirement look like today? Explore when Americans expect to retire, how they plan to spend their time, and where expectations differ from reality.

Fixed vs. Variable vs. Indexed Annuities: Which Is Best for Retirement Income?

Compare fixed, variable, and indexed annuities by risk, growth, fees, and guarantees to find the right fit for your retirement income goals.

Can You Have Both Medicare and an Annuity at the Same Time?

A photo of American paper currency, along with a stack of medical masks.

Can you have Medicare and an annuity at the same time? Learn how annuities can affect Medicare premiums, IRMAA, and retirement planning decisions.

When Helping Adult Children Means Rethinking Your Retirement Plan

A mother and daughter are sitting on a couch, looking at a magazine.

Learn how the boomerang wallet affects retirement savings, health planning, and innovative income strategies for long-term financial security.

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1. Health

  • Prioritizing Health in Retirement
  • Health Insurance Options After Retirement
  • Decoding Medicare

2. Wealth

  • Income Options in Retirement
  • Budgeting in Retirement
  • Future Proof Your Retirement

3. Legacy

  • Tax-Savvy Estate Planning
  • Creating Generational Wealth
  • Protect Your Loved Ones
retirement planning tools that help you chart a course to a healthy and wealthy retirement

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  • Retirement Planning Guides
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